About us:

At Paysend, we’re on a mission to simplify cross-border payments for everyone by creating the world’s biggest open, instant digital payment network.

As a next-generation integrated global payment platform, we connect consumers and businesses to pay and send money online anywhere, anyhow, and in any currency. Founded in 2017 with the introduction of card-to-card transfers, we now offer a comprehensive suite of financial solutions that go beyond traditional money transfers.

With a global reach and offices in London, Belgrade, Dublin, and Miami, we’re proud to serve millions of customers in over 170 countries. Our platform delivers interoperability across major card networks like Mastercard, Visa, and China UnionPay, as well as local payment schemes, connected by the largest digital payment network. We provide access to over 20 billion endpoints to make cross-border payments simple and accessible for everyone.

But we’re not just about technology; we’re about people. At Paysend, you’ll thrive in a connected, principle-driven culture that empowers you to solve complex challenges in the world of global finance. Join our talented global team and revolutionize the world of global payments while accelerating your career growth.

Paysend: Simplifying Cross-Border Payments for Everyone.


Paysend is a FinTech company on a mission to change the way that people manage their money on a global scale with the vision of creating money for the future.

Our growth has been fast and exciting. We were the first FinTech company to introduce global card-to-card transfers, connecting twelve billion cards issued by the international payment systems Mastercard, Visa, China Union Pay and local cards schemes, and we have strategic partnerships with many of the world’s top payment companies.

Our success is built on supreme technology, friendly customer service and, of course, the very best talent in the FinTech industry. We’re looking for the future game changers of FinTech to join us as we positively disrupt the payments market and make financial services more accessible and inclusive for individuals and small businesses around the world.

Every day is a new challenge at Paysend, and we approach each project with ambition, innovation and creativity. If you’re bursting with fresh ideas and want to join a world beating FinTech company in its journey to the stars, then this opportunity is for you.

As the Finance Manager for Paysend Americas, you will be responsible for a meaningful portion of the financial agenda for the Americas business, including oversight of key finance risks and internal controls, financial reporting and analysis, carry on business cases and financial analysis around pricing and partners’ commercial terms, regulatory reporting, as well as playing a key role in interacting with external accounting and tax providers, as well as external auditors.

You will be a key member of the Americas team reporting directly to the Americas Chief Financial Officer (CFO) and provide support to senior management and to the CEO for the Americas. You will have a key role within a fast growing multi-national fintech company. In the US, Paysend is a regulated entity, which holds money transmission licensees across several States. You will have experience working in the finance function of a financial services company and tackle any problem as well as coordinate/prepare multiple deliverables in a fast-paced environment. You will need to have an analytical mindset and have incredible attention to detail to succeed in this role. You will have the opportunity to report and collaborate on all Paysend entities with the Americas.  This is a hybrid role with the flexibility to work at home and from our Miami office.

What you’ll be doing: 

• Management of day-to-day finance function including providing support to the preparation of management and statutory accounts and monthly, quarterly and annual regulatory filings for Paysend (all applicable across Americas)
• Overseeing all financial control activities, e.g., month-end close process, preparation and review of management accounts, including comprehensive balance sheet review
• Act as the key point of contact for external audit engagements, internal audit reviews, regulatory reviews, and subsequent closure of any relevant recommendations. Ensure the reliability of the financial reporting (internal and external reporting)
• Partner with various internal functions (Compliance, Financial Reporting) to ensure accurate and timely fulfilment of all regulatory reporting requirements to all applicable regulatory agencies in the US and other jurisdictions, as needed
• Support the CFO in the management of all finance related risks together with actions to mitigate such risks
• Tracking of outstanding liabilities daily for accuracy and proper financial reporting, as well as permissible investments for adequate coverage (for all applicable jurisdictions) at all times
• Provide support to the management of finance policies, including outstanding liabilities, permissible investments and Americas specific accounting policies, as applicable
• Monitoring the entities’ capital adequacy to ensure that sufficient net worth is always maintained to meet regulatory requirements, as applicable
• Support the Americas CFO in ensuring that a full suite of management information for monitoring the performance of the Company is prepared and reviewed within reporting deadlines
• Prepare financial analysis on corridor profitability, pricing, new initiatives business case, as well as perform financial analysis on commercial agreements with key business partners
• Prepare financial reporting and presentations with high-quality financial information, summarising budget trends, analysing deficiencies and reporting variances to the Americas Board
• Management of corporate bank accounts, supporting the accounting and reporting team with details on payments and cash receipts, as appropriate
  
• Understanding of payments business processes and development of systems and procedures to ensure strong financial controls are maintained
  
• Understanding the flow of funds for new and existing products and how they should be accounted for
• Support the CFO in managing statutory tax reporting
• Supporting group projects and deliverables.

What you’ll need to be successful in the role:

• Experience within regulated companies operating under a money transmission license, and hands-on expertise in regulatory reporting
• Experience of leading financial services audits with external auditors
• Experience of leading financial control activities, including risk determination, mitigating plans development and implementation
• At least 7 years post qualification experience in accounting, financial reporting, audit, and financial risk management in relevant organizations; CPA in the US is a plus
• Solid knowledge of accounting, financial reporting, and tax, as well as understanding of USGAAP
• Strong analytical skills and advanced Excel
• Excellent written and verbal communication
  
• Strong focus on controls and processes
• High attention to detail and ability to meet deadlines
• Ability to work closely with external advisors (audit, tax and accounting), in addition to being a strong multidisciplinary collaborator within the company
• Strong written and verbal communication skills - you will engage with colleagues on a daily basis to ensure processes and standards are being followed.

Ideally, you’ll also have: 

• High growth tech experience (preferably FinTech), as well as having experienced best practice in a larger organisation (card scheme knowledge is a strong plus) or external audit company
• High energy and creativity, an entrepreneurial spirit and the ability to work autonomously in a fast growth and changing environment
• Understanding of the payments industry
• Experience with NetSuite
• Spanish speaking